Free COBRA Resources
Official DOL templates, model notices, and compliance guides
Download directly from the Department of Labor - No email required
📄 Official DOL Model COBRA Notices
These model notices are provided by the U.S. Department of Labor and can be used to comply with COBRA notice requirements. Available in multiple languages.
Model General Notice
DOL Official - Editable WordMust be provided within 90 days of coverage beginning
Model Election Notice
DOL Official - Editable WordMust be sent within 14 days of qualifying event - Critical deadline!
Additional Language Versions:
- 🇪🇸 Spanish Versions (Editable Word)
- 🇰🇷 Korean Versions (Editable Word)
- 🇭🇹 Haitian Creole Versions (Editable Word)
📚 COBRA Compliance Guides & FAQs
Official guidance from the Department of Labor to help you understand and comply with COBRA requirements.
-
An Employer's Guide to Group Health Continuation Coverage Under COBRAView Guide
Comprehensive guide covering all aspects of COBRA compliance -
FAQs About COBRA Model Notices📄 View FAQs (PDF)
Official DOL guidance on using the model notices (PDF) -
COBRA Continuation Coverage AssistanceLearn More
Additional resources and compliance assistance
🚀 HRMax COBRA Tools
While DOL templates are free, customizing them for each employee takes time. HRMax automates this process.
2 Minutes
vs 45 minutes manual
Always Compliant
Updated for regulation changes
Audit Trail
Complete documentation
State Compliant
Mini-COBRA included
🔗 Additional COBRA Resources
-
IRS COBRA InformationVisit IRS
Tax implications and excise tax information -
Healthcare.gov MarketplaceVisit Healthcare.gov
Alternative coverage options for employees -
EBSA Regional OfficesFind Office
Find your local DOL EBSA office for assistance
📋 Essential COBRA Compliance Checklist
A practical 25-point checklist covering the critical COBRA requirements every HR department needs to track.
Key Compliance Areas Covered:
- ✓ All 6 notice types and deadlines
- ✓ Qualifying event procedures
- ✓ Premium calculation (102% rule)
- ✓ Election period tracking (60 days)
- ✓ Payment deadlines and grace periods
- ✓ Coverage duration rules (18/36 months)
- ✓ State mini-COBRA requirements
- ✓ Record retention (6 years)
- ✓ DOL audit documentation
- ✓ Common penalty triggers
Based on actual DOL enforcement priorities
📋 View & Print ChecklistFree - No email required • Interactive & printable