Last Updated: January 2025
By accessing or using HRMAX.AI ("Service"), operated by HRMAX.AI ("Company", "we", "us", or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you do not have permission to access the Service.
HRMAX.AI provides a COBRA letter generation service that helps HR professionals and benefits administrators create compliant COBRA notices and related documentation. The Service includes:
Subscription Plan: The Service is offered at $25 per month with unlimited COBRA letter generation.
Billing: Subscriptions are billed monthly in advance. Payment is due upon subscription and will automatically renew each month unless cancelled.
Payment Methods: We accept major credit cards through our payment processor, Stripe. You authorize us to charge your payment method on a recurring basis.
Cancellation: You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial months.
You are responsible for:
You agree not to:
The Service and its original content, features, and functionality are owned by HRMAX.AI and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Documents generated using the Service are owned by you, but you grant us a license to store and process them as necessary to provide the Service.
IMPORTANT: HRMAX.AI is not a law firm and does not provide legal advice. The Service generates documents based on templates and information you provide. While we strive to maintain accurate and compliant templates, you are responsible for:
Your use of the Service is also governed by our Privacy Policy. We are committed to protecting your data and maintaining the confidentiality of employee information processed through the Service.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, HRMAX.AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL.
Our total liability for any claims under these Terms shall not exceed the amount paid by you to us in the twelve (12) months preceding the claim.
You agree to indemnify and hold harmless HRMAX.AI, its affiliates, and their respective officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of the Service or violation of these Terms.
We strive to maintain 99.9% uptime but do not guarantee uninterrupted access to the Service. We reserve the right to:
We may terminate or suspend your account immediately, without prior notice, for:
We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Service. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States and the State of Delaware, without regard to its conflict of law provisions.
Any disputes arising from these Terms or the Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in Delaware.
For questions about these Terms, please contact us at:
HRMAX.AI
Email: support@benefitmax.ai
Website: www.hrmax.ai
These Terms constitute the entire agreement between you and HRMAX.AI regarding the use of the Service, superseding any prior agreements.